AI-Powered Financial Intelligence

Smarter analysis for credit unions and banks

Thirty years of regulatory call report data, ready to ask questions of. FIIP pairs NCUA and FDIC filings with economic, lending, and market-rate sources, then puts 78 specialist AI agents, purpose-built decision models, and an API on top of them.

Built for financial institutions

Everything you need to understand performance, manage risk, and drive strategic decisions.

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Call Report Analysis

NCUA 5300 and FDIC Call Reports back to 1994 — 126 quarters, more than 11,000 defined account codes, across 20+ report schedules. Trends are detected over the full history, not a five-year window.

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Ask in Plain English

A chat workspace that queries the data directly. Ask about an institution, a peer group, or a ratio, and get a worked answer with the figures and sources it came from — not a summary of a summary.

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78 Specialist Agents

Credit, deposits, lending, compliance, risk, and strategy, each with its own analytical method. Nash game theory for competitive decisions and Theory of Constraints for growth planning.

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Decision Tools

Five interactive models for the decisions that need more than a report: rate committee scenarios, ALM stress testing, FHLB advance structuring, investment redeployment, and contract review.

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Automated Reports

Modular dashboard reports with executive summaries, financial analysis, peer benchmarking, and compliance scoring. Every section states its agent, data source, and period so the work can be checked.

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Peer Benchmarking

Compare any institution against asset-based and state-based peer groups, with medians computed across the full filing population rather than a sample.

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Regulatory Readiness

Capital adequacy monitoring against NCUA Part 702 and FDIC Part 324 thresholds, CAMELS-aligned analysis, BSA/AML tracking, and exam preparation.

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Strategic Intelligence

Merger and acquisition target identification, pricing optimization, growth projections, and constraint analysis for operational improvement.

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Developer API

A REST API and a Model Context Protocol endpoint, so the same tools the platform uses are available to your own applications and AI assistants. Manage API keys and webhooks from the developer portal.

Models for the decisions that need one

Interactive tools, driven by your own filed data rather than typed-in assumptions.

Rate Committee Model
Asset / Liability Management
Four-quarter rate scenarios, net interest margin waterfall, loan-to-share tracking, competitive gap analysis, campaign goal setting, and an AI marketing campaign builder.
ALM Stress Test
Asset / Liability Management
Interest rate shocks with NIM, economic value of equity, capital, and liquidity matrices, monitored against NCUA thresholds, plus a strategic response matrix.
FHLB Advance Optimizer
Deposits & Funding
Twelve advance structures compared against deposit alternatives, with break-even analysis, a term ladder, and a loan-to-share reduction path.
Investment Portfolio Optimizer
Asset / Liability Management
Yield spread analysis, redeployment scenarios, duration and rate risk, and a phased six-quarter plan with its NIM trajectory.
Document Analyzer
Compliance & Governance
Contract and compliance review of vendor agreements, SaaS contracts, and SLAs against NCUA SL 07-01, Part 748, FFIEC guidance, and the FTC Safeguards Rule.

Comprehensive data coverage

Every federally insured credit union and FDIC-insured bank, refreshed each quarter as filings are published.

126
Quarters, back to 1994
11,264
Defined account codes
78
Analysis agents
10
Data sources

Sources

NCUA · 5300 Call Reports, Financial Performance Reports, CUSOs, mergers, designations
FDIC · Call Reports and UBPR
FRED · Federal Reserve economic series
BLS · Quarterly Census of Employment and Wages
BEA · Regional economic accounts
HMDA · Mortgage lending
FHFA · House Price Index
CDFI Fund · Certification and target market data
Census / FFIEC · Tract demographics
Market rates · Published deposit and loan pricing